When I was 7 most of my freinds stopped believeing in magic. That's when I first started believing. They were beautiful, they were happy. They didnt even need money, they had magic cards.
-Rebecca Bloomwood
- Do you spend money you don’t have by using a credit card and saying you will pay it off later?
- Have you accumulated more than $5000 worth of debt.
- Do you have more than 3 credit cards that you are currently trying to pay off?
- Have you ever been harassed by a credit card company for a payment?

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